Money Management
General Money Management
Visit for resources to help manage family and personal finances.
The U.S. Financial Literacy and Education Commission offers a range of financial tips and tools at . Topics include saving and investing, earning and protecting your money.
Student Loan Information
Students can access their federal student loan information鈥攊ncluding loan and/or grant amounts, outstanding balances, loan statuses, disbursements, and servicer information鈥攂y logging in to their account. Students can contact their loan servicer directly through this site, with questions regarding federal student loans.
Alternative and private education loan information is not reported on studentaid.gov. Students would need to contact these loan servicers to determine alternative and private loan details.
Mapping Your Future's can help you determine how much your monthly loan payment will be and what salary you will need to cover those payments.
The U.S Department of Education's is available to assist federal student loan borrowers who have disputes or issues that they have not been able to resolve with the loan holder. Students who have unresolved issues with private or alternative loans should contact the .
Federal Loan Consolidation
Loan consolidation allows student loan borrowers to combine their federal student loans into a . The following types of loans may be consolidated:
- Federal Direct Loans.
- Federal Direct Unsubsidized Loans.
- Subsidized and Unsubsidized Federal Stafford Loans.
- Federal Perkins Loans.
- Federal Health Professions Loans.
- Federal Nursing Student Loans.
- Federal Loans previously consolidated.
- Federal Graduate PLUS Loans.
- Federal Parent PLUS Loans (can only be consolidated by the parent who borrowed the loan).
Alternative/Private Education Loans cannot be consolidated with federal student loans.
Forgiveness and cancellation benefits on some loans may be lost when the loans are consolidated. Please contact your loan holder for information on how consolidation will impact your loan benefits.
To apply for loan consolidation, contact the Direct Loan Program or complete the . Be sure to list all loans that you want to consolidate on your application. For a complete list of your outstanding federal student loans, log in to .
Student Loan Debt/Salary Wizard
The is an interactive calculator designed to help students and parents determine how much salary will be needed to make the payments of the loan debt. The will also help calculate how much should be borrowed based on the expected salary.
Budgeting
Creating a budget is important at every stage of life. provides a free budgeting worksheet and budgeting tips specifically designed for college students. Visit the website for additional and a .
Credit Reports
Your credit reports provide potential creditors with information about your debt history including how much you owe and how regularly you make payments. You can request a free copy of your credit reports at . Review your credit reports annually to ensure that the information is accurate.
Consumer Protection
The (FTC) provides in-depth information to help consumers make informed choices about their money. Visit the FTC website for information on protecting your identity, knowing your rights as a consumer and filing a consumer complaint. Contact the 成人视频 Financial Aid Office at 605-688-6895 if you have additional questions about managing your money.
